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Complete demonstration report

See the report before you buy

This 12-page specimen uses a fictional flat, fictional lease and invented comparable evidence to show the structure, transparency and limitations of the actual automated report.

Sample information only

Nothing in the report describes a real property or transaction. It is not a valuation, legal advice or a recommended notice figure.

What the specimen contains

A transparent calculation, not a decorative summary

Important notice and executive summary
Information audit and property description
Lease dates, remaining term and rent schedule
Three completed-sale comparables
Long-lease value assumption and relativity
Term, reversion and marriage-value calculations
Estimated range, sensitivities and confidence
Current-law position, next steps and sources
Full disclaimer and version audit record

Fictional central example

Unexpired term
65.33 years
Estimated range
£38k–£47k
Central estimate
£42,000

Your report, in plain English

Open a tip when you need it. Examples explain the calculation; they are not figures for your property. The applicable law and assumptions still need checking with your adviser.

Premium and range

The premium is the price of the lease extension, before legal and valuation fees. The range shows how different assumptions change the estimate; it is not a guaranteed minimum or maximum.

Long-lease value

What the flat might sell for with a long lease. This is a starting assumption, so an inaccurate property value can change the whole estimate.

Relativity

The short lease value expressed as a percentage of the long-lease value, on the basis used in this model. For example, 85% of £200,000 is £170,000.

Yield and ground rent

A yield is an assumed annual return used to turn future income into a value today. The capitalisation rate does this for ground rent: a higher rate generally gives a lower value for the same future rent.

Present value

Money received later is worth less today because you have to wait for it. At an illustrative 5% rate, £100 due in one year is worth about £95.24 today: £100 divided by 1.05.

Reversion and deferment rate

Reversion is the landlord's right to get the flat back when the lease ends. Extending the lease delays that date; the deferment rate converts that future value into today's money.

Marriage value

The extra combined value created by extending the lease, after allowing for the landlord's other losses. Where it applies in this report's model, the landlord receives half; it is not simply half the rise in your flat's price.

Confidence and sensitivity

Confidence describes the information available, not the chance that the price is correct. Sensitivity asks what happens to the estimate when an assumption changes.